Tag: bad credit

Credit card companies are some of the most active data users in the entire corporate marketplace. Credit cards utilize a vast network of data analysis products, and as a result, there is a huge analytical process that goes into approving a new credit application, raising a credit limit, or assigning an interest rate on a new credit account for a consumer. One approach that these brands use is prescriptive analytics. Many people seek out a simple way to define prescriptive analytics, thinking that this approach to data analysis is vast and challenging to understand. The truth is that prescriptive analysis is a straightforward process and one that commands a great volume of data products and algorithmic exploration. Prescriptive analytics helps brands decide what they should do rather than focusing on building…

Many of us rely on our credit cards to make purchases, get through a difficult month, and buy big expensive items which we need for our homes. What a lot of people don’t realize, however, is that there is often a huge range of bonuses that are available with every type of credit card. You should always check the terms of your credit cards and speak to your provider to find out exactly what is on offer because there may be a different card out there that are will suit you better. To help everyone understand the kinds of bonuses available, here are 7 awesome credit card perks and benefits you might be missing out on. 1. Purchase Protection This benefit is very useful as it means any items that…