5 Ways to Optimize Your Credit Score in 2022

Credit Score
Credit scores are an important part of daily life. They determine whether you can get a loan, what interest rate the lender will charge you, and how much your insurance premiums will be. Unfortunately, the average American's credit score is 685, which is considered “fair” by the three major credit bureaus and means many Americans aren’t reaping the benefits of a good credit score. If you want to optimize your credit score in 2022, here are five steps that could help. 1. Consolidate your debt now before interest rates rise The Federal Reserve has announced plans to raise interest rates this year, and most lenders will follow their lead shortly after. Rather than dealing with sky-high interest rates, start looking into debt consolidation. You can use this debt consolidation loan…
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